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Raising a child can be very costly - from nappies, clothes and buggies to the loss of earnings, childcare and the need of a bigger home. Whatever your circumstances, whether you are studying, working or unemployed it's possible you are eligible for some financial support. If you feel that you need to find a job or return to work in order to provide more support for your family, the Job Centre has a wide range of services detailing retraining, benefit calculation etc. Also your local Children’s Centre can also provide useful information regarding training courses in your area.
Tips from OxonDads
• Try to plan a budget – estimate your incomings and outgoings for a week, a month or even six months in advance.
• Try to keep to your plans – even a small overspend each week may lead to a debt problem.
• Make sure you get all the financial support and benefits that you are entitled to.
• If you get hard up or into debt look for money advice surgeries
• Credit unions can lend money at very reasonable rates. Their website will show you a branch near you.
• Avoid loan sharks and credit card debt to help meet pressing bills. They will probably make things worse.
Raising a child can be very costly - from nappies, clothes and buggies to the loss of earnings, childcare and the need of a bigger home. Whatever your circumstances, whether you are studying, working or unemployed it's possible you are eligible for some financial support. If you feel that you need to find a job or return to work in order to provide more support for your family, the Job Centre has a wide range of services detailing retraining, benefit calculation etc. Also your local Children’s Centre can also provide useful information regarding training courses in your area.
Tips from OxonDads
• Try to plan a budget – estimate your incomings and outgoings for a week, a month or even six months in advance.
• Try to keep to your plans – even a small overspend each week may lead to a debt problem.
• Make sure you get all the financial support and benefits that you are entitled to.
• If you get hard up or into debt look for money advice surgeries
• Credit unions can lend money at very reasonable rates. Their website will show you a branch near you.
• Avoid loan sharks and credit card debt to help meet pressing bills. They will probably make things worse.
Useful Links
• Financial Support for Parents and Children. Direct.Gov: www.direct.gov.uk/Parents
• Childcare Vouchers/Tax Credits. HM Revenue & Customs: www.hmrc.gov.uk/taxcredits or call 0845 300 3900
• Help with childcare costs while you learn if you are under 20. Care to Learn: www.direct.gov.uk/caretolearn or call 0800 121 8989
• For a financial fact sheet containing local sources of possible help with the costs of childcare Oxfordshire Family Information Service: www.oxonfis.org.uk call 08452 26 26 36
• List of Childrens Centres in Oxon www.oxonchildrenscentres.org.uk
• For Jobs in your area www.jobcentreplus.gov.uk
• For young people jobs and info www.direct.gov.uk/en/YoungPeople/index.htm
• For money advice www.moneyadviceservice.org.uk
• For ethical personal loans in Oxfordshire www.oxfordcreditunion.co.uk
• Financial Support for Parents and Children. Direct.Gov: www.direct.gov.uk/Parents
• Childcare Vouchers/Tax Credits. HM Revenue & Customs: www.hmrc.gov.uk/taxcredits or call 0845 300 3900
• Help with childcare costs while you learn if you are under 20. Care to Learn: www.direct.gov.uk/caretolearn or call 0800 121 8989
• For a financial fact sheet containing local sources of possible help with the costs of childcare Oxfordshire Family Information Service: www.oxonfis.org.uk call 08452 26 26 36
• List of Childrens Centres in Oxon www.oxonchildrenscentres.org.uk
• For Jobs in your area www.jobcentreplus.gov.uk
• For young people jobs and info www.direct.gov.uk/en/YoungPeople/index.htm
• For money advice www.moneyadviceservice.org.uk
• For ethical personal loans in Oxfordshire www.oxfordcreditunion.co.uk
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